The expiration of the payroll tax holiday is definitely hitting people. I did, however, find the last example a little weak. The gal making 15-16K a year perhaps can’t afford Whole Foods either way…. It will be interesting to also hear how hours come into the mix as time. My relatives who run fast food restaurants have had to cut hours to under 30 due to Obamacare and have reported that so have all the other min. wage businesses in their town.